If you're a senior with high-rate credit card debt, it helps to start exploring these three options now, before 2025.

The fastest way to pay off credit card debt is to reduce your credit card interest to zero -- or as close as you can. See how to reduce credit card debt.

Pay off debt and save money on interest with these tips and tricks If you feel like your credit card debt has gotten out of hand, you're not alone. According to Experian, the average amount of credit card debt per cardholder has increased 10% since 2023,

After all, the typical uptick in spending that occurs during the final months of the year can make it tough to manage your budget, and if you're also dealing with high-rate credit card debt, keeping your finances on track can be even more difficult during this time of the year.

It's important to pay off credit card debt as quickly as possible. Learn about the mistakes I made that kept me in debt longer and cost me money.

To prevent credit card debt, maintain self-discipline and create a budget. Save for emergencies, pay more than the minimum due, and adopt good spending habits. Responsible credit card use can provide rewards and improve credit scores,